SettleMyLoans is a credit resolution platform that helps borrowers and businesses navigate eligible unsecured credit accounts through a defined, trackable process—from case review to lender coordination and formal settlement.
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Every unsecured credit account has a different history, but the path to resolving one shouldn't feel unpredictable. SettleMyLoans applies a consistent, structured process to review your account, outline your options, and coordinate with your lender toward a documented settlement resolution.
We work with individuals managing personal loans or credit cards, and businesses managing eligible unsecured business credit.
Structured review and settlement support for eligible personal loan accounts.
A defined process for structured credit card settlement and balance resolution.
One case, multiple obligations. Our process consolidates review across the various accounts you are managing.
Eligible unsecured business credit obligations, assessed and resolved through the same structured framework.
Download the SML app and manage your entire settlement journey from your phone. Track updates, stop harassment, and secure your future.
Expert negotiations reflected in real-time in your dashboard.
Never stay in the dark about your settlement progress.
Report harassment directly and let our legal team handle it.
Our proven process is transparent, fast, and designed to help you settle for less with complete peace of mind.
Submit your account details through a structured intake process designed to capture exactly what is needed for review.
Our team assesses your account against defined eligibility criteria and outlines whether structured resolution is a suitable path.
You receive a clear outline of the process ahead: what is involved, expected considerations, and what to prepare for.
Our team engages the concerned lender on your behalf to work toward agreed settlement terms, ensuring all communication adheres strictly to RBI Fair Practices guidelines.
Your case is tracked through to completion, with official closure documentation provided once terms are fulfilled.
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Strategic, legally backed solutions designed to resolve your debts efficiently and restore your peace of mind.
Know what happens at each stage with no ambiguity about what comes next.
Your case is tracked from intake through to completion with a single point of contact.
Our team manages communication and settlement negotiation with the concerned lender on your behalf.
Relevant documentation is provided as your case progresses and upon final completion.
Get answers to the most common questions about our structured settlement process.
Start with a structured review of your account. There is no obligation to proceed further until you fully understand the process.
Check Your Eligibility